90TRADINGCLUB Refund Policy

1. Refund Eligibility

You are eligible for a refund of your monthly subscription fee if:

• Our provided trading signals do not generate a minimum 20% net ROI within a given calendar month.
• You followed the signals accurately, including entry, exit, stop-loss, and take-profit levels.
• You submit a refund request within 7 days after the end of the month for verification.

2. ROI Calculation Method

To ensure a fair and transparent refund process, we compute ROI using the following formula:

ROI Formula:

(Total Net Profit from Signals ÷ Starting Account Balance) × 100

Where:

• Total Net Profit from Signals = Sum of all profits/losses from trades based on our signals after deducting trading costs (spreads + lot commissions).
• Starting Account Balance = The initial balance at the start of the month used to calculate returns.

Factoring in Trading Fees

To ensure realistic profitability, we deduct trading costs before determining ROI. Our fee structure is based on IC Markets as a benchmark:

• Average Spread: 0.6 pips for major forex pairs.
• Lot Commission: $7 per standard lot (round trip).
• Other Costs: Swap fees (if applicable) are considered if positions are held overnight.

Example Calculation:

• Starting Account Balance: $10,000
• Gross Profit from Trades: $2,200
• Deductions (Spreads + Commissions): $250
• Net Profit: $1,950
• ROI = ($1,950 ÷ $10,000) × 100 = 19.5% (Below 20% threshold → Eligible for refund)

3. Refund Request Process

To request a refund, follow these steps:

1. Email us at 90tradingclub@gmail.com or message our support team on Telegram within 7 days after month-end.
2. Provide proof of trade execution, including entry and exit points, trade size, and fees incurred.
3. Our team will verify your trades against our signal logs and validate the ROI calculation.
4. Approved refunds will be processed within 10 business days via the original payment method.

4. Important Notes

• Refunds apply only to the subscription fee for the specific month that failed to meet the 20% ROI requirement.
• Discounts and promotional offers (e.g., first-month free or 25% off) are not refundable.
• Refunds do not cover losses incurred due to personal trade modifications, slippage, or external broker execution issues.
• 90TRADINGCLUB reserves the right to deny refunds if discrepancies or misuse of the service are detected.

5. Contact & Support

For refund inquiries, reach out to:

Email: 90tradingclub@gmail.com

Telegram Support: @caine_m